Welcome to Vacation Property Online, North America’s vacation and recreational property resource.
How to Afford a Vacation Home: 7 Ways to Close the Gap
If you’re working out how to afford a vacation home, there are more levers than you might think. Buying with another household, counting rental income on the right kind of loan, or borrowing against your main home can each change what a lender will approve, though not always the way…
How to Afford a Second Home (US & Canada)
Working out how to afford a second home comes down to two questions: what will a lender approve, and can you live with it? The first is mostly arithmetic. The second depends on how your budget holds up when both homes need money at once. If you’re asking “how can…
Vacation Home Insurance: Costs, Coverage and Gaps (2026)
Vacation home insurance explained for US and Canadian owners: what it costs, the 30-day vacancy rules, renting it out, condo deductibles and what isn't covered.
Can Americans Buy Property in Canada? (2026 Guide)
Short answer: Yes. US citizens can buy property in Canada, but not everywhere right now. A federal ban stops most non-Canadians from buying homes in Canada’s census metropolitan areas and census agglomerations. It’s set to end on January 1, 2027, but the federal budget released on November 5, 2026 proposes…
