Welcome to Vacation Property Online, North America’s vacation and recreational property resource.
How to Afford a Second Home (US & Canada)
To afford a second home, you need four things: room in your budget for a second mortgage payment, a down payment of at least 10% in the US (as little as 5% in Canada), cash left over after closing, and money for the running costs of two homes. Lenders check…
Vacation Home Insurance: Costs, Coverage and Gaps (2026)
Vacation home insurance explained for US and Canadian owners: what it costs, the 30-day vacancy rules, renting it out, condo deductibles and what isn't covered.
Can Americans Buy Property in Canada? (2026 Guide)
Short answer: Yes. US citizens can buy property in Canada, but not everywhere right now. A federal ban stops most non-Canadians from buying homes in Canada’s census metropolitan areas and census agglomerations. It’s set to end on January 1, 2027, but the federal budget released on November 5, 2026 proposes…
BC Short-Term Rental Rules for Vacation Property Owners (2026)
If you own, or plan to buy, a cottage, cabin or condo in British Columbia and want to rent it out on Airbnb or Vrbo, three principal layers of rules apply: the province’s Short-Term Rental Accommodations Act, your local government’s zoning and business licence rules, and federal tax rules. This…
