North America’s vacation property resource
North America’s vacation property resource
Financing a vacation home today might be more difficult than before thanks to the current state of the market. Many banks are no longer offering second home loan products, aka vacation home loans, to reduce the risk of default. Citi, for example, is pulling back on their home equity loans and lines of credit for…
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Buying a vacation property or “second home” that will be your primary residence is a great way to get comfortable with your new home before moving in full-time. Whether you will be using the property on weekends or as a seasonal residence, you will be able to familiarize yourself with your new home while you…
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Are you looking for the best place to buy a beach house in Texas? The good news is you have a lot of options as Texas has incredible beaches and towns rich in amazing history and fun! From small towns that are quiet and serene to larger towns with nightlife, shopping and outdoor activities for…
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Fractional vacation home ownership presents a more affordable way to own a vacation property with less stress and responsibility. Fractional ownership also provides you with a more passive way to own a property since multiple people own it and someone else takes care of the property. Whether it’s the sunny seashores of Montage Kapalua in…
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If you’re in the market for a second home, you may find that it’s more difficult to secure financing. Lenders have stricter requirements including a much larger minimum down payment for a second home. This is because lending money for a home that isn’t your primary residence is risky business. You have much less to…
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Last updated: November 20, 2021 How to Buy a Vacation Home: Introduction As I reflect on the topic of how to buy a vacation home, I am naturally drawn back to when I bought my first vacation home. In particular, I remember how much information was thrown at me. From understanding how much I could…
Read MoreOwning a home is a keystone of wealth… both financial affluence and emotional security.