North America’s vacation property resource
North America’s vacation property resource
Fractional vacation home ownership presents a more affordable way to own a vacation property with less stress and responsibility. Fractional ownership also provides you with a more passive way to own a property since multiple people own it and someone else takes care of the property. Whether it’s the sunny seashores of Montage Kapalua in…
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If you’re in the market for a second home, you may find that it’s more difficult to secure financing. Lenders have stricter requirements including a much larger minimum down payment for a second home. This is because lending money for a home that isn’t your primary residence is risky business. You have much less to…
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Last updated: November 20, 2021 How to Buy a Vacation Home: Introduction As I reflect on the topic of how to buy a vacation home, I am naturally drawn back to when I bought my first vacation home. In particular, I remember how much information was thrown at me. From understanding how much I could…
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Last updated on January 13, 2022 Pennsylvania is not only home to some of the world’s most beautiful landscapes, but it is also rich in history and culture. Pennsylvania plays a major role in history, from the battlefields of wars that defined the United States to the engineering wonders that helped establish the state. As…
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Last updated: October 30, 2021 Can You Live on Recreational Land If you own recreational land or are thinking about purchasing it, you may be asking yourself: Can you live on recreational property? Can you live year-round on recreational property? How long can you live on recreational land? The answer is that it depends. Most…
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Debt-to-Income Ratio for a Second Home If you’re thinking about taking out a mortgage for an additional property, whether through a HELOC, second mortgage or other second home financing, lenders in the United States and Canada will look closely at your debt-to-income ratio for a second home. In this guide, we’ll look closer at debt-to-income…
Read MoreOwning a home is a keystone of wealth… both financial affluence and emotional security.