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Vacation Property Online

North America’s vacation property resource

  • Home
  • Vacation Home Blog
    • Buying a Vacation Home
    • Selling a Vacation Home
    • Owning a Vacation Home
  • Vacation Home Resources
    • Canadian Vacation Spots | Featured Markets
    • Vacation Property Prices Canada
    • Calculators
  • Listings
    • Recreational Property for Sale in BC
      • Recreational Property for Sale Okanagan BC
      • Recreational Property for Sale Vancouver Island
  • Illustrative Price Map
    • What $500K Buys in Canada
    • What $750K Buys in Canada
    • What $1M Buys in Canada
    • What $1M+ Buys in Canada
  • About Us
  • Contact

All Posts in Tag: Vacation Home FAQs

Vacation FAQs | Articles 

 

Explore articles covering various frequently asked questions related to purchasing, selling and owning a vacation home. For instance, is a vacation home considered investment property? Are mortgage rates higher for vacation homes? How much vacation home can I afford? Maybe you have even wondered what recreational property is? Find answers to these frequently asked questions and others.

Using Retirement Funds to Buy a Second Home: What You Need to Know

By

Vacation Property Online

Posted in Buying a Vacation Home On August 18, 2022

There may be many reasons for using retirement funds to buy a second home. Whether you’re interested in a vacation property on the water or a rental property for investment purposes, buying a second home can be quite compelling. Yet, there are many things to consider before doing so, including the type of retirement plan…

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should i buy a vacation home

Should I Buy a Vacation Home? Suitability, Finances and More

By

Peter Davis

Posted in Buying a Vacation Home On June 24, 2022

Buying a vacation home is a big decision for a number of reasons. From understanding what it’s like to own a vacation home to determining whether it will be a good investment, there are no shortage of questions to ask. Perhaps most importantly, questions regarding the financial impact of such a purchase may also weigh…

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Vacation Home Loans: Everything You Need to Know About Your Financing Alternatives

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Vacation Property Online

Posted in Buying a Vacation Home On March 21, 2022

Financing a vacation home today might be more difficult than before thanks to the current state of the market. Many banks are no longer offering second home loan products, aka vacation home loans, to reduce the risk of default. Citi, for example, is pulling back on their home equity loans and lines of credit for…

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fractional vacation home ownership is it worth it

Fractional Vacation Home Ownership: Is it Worth It?

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Vacation Property Online

Posted in Buying a Vacation Home On December 18, 2021

Fractional vacation home ownership presents a more affordable way to own a vacation property with less stress and responsibility. Fractional ownership also provides you with a more passive way to own a property since multiple people own it and someone else takes care of the property. Whether it’s the sunny seashores of Montage Kapalua in…

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down payment for second home

What is the Minimum Down Payment for a Second Home? Guidelines, Mortgage Criteria and More

By

Vacation Property Online

Posted in Buying a Vacation Home On November 6, 2021

If you’re in the market for a second home, you may find that it’s more difficult to secure financing. Lenders have stricter requirements including a much larger minimum down payment for a second home. This is because lending money for a home that isn’t your primary residence is risky business. You have much less to…

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how to buy a vacation home a practical guide

How to Buy a Vacation Home: a Practical Guide

By

Peter Davis

Posted in Buying a Vacation Home On October 23, 2021

Last updated: November 20, 2021 How to Buy a Vacation Home: Introduction As I reflect on the topic of how to buy a vacation home, I am naturally drawn back to when I bought my first vacation home. In particular, I remember how much information was thrown at me. From understanding how much I could…

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Recent Posts

  • Using Retirement Funds to Buy a Second Home: What You Need to Know
  • Best Place to Buy a Beach House in Florida: Our Top Six
  • Should I Buy a Vacation Home? Suitability, Finances and More
  • Vacation Home Loans: Everything You Need to Know About Your Financing Alternatives
  • Buying a Vacation Property or “Second Home” That Will Be Your Primary Residence: Important Considerations

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